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Customer satisfaction 
is our first priority

Whether you have questions about a new application or a renewal, don’t hesitate to contact our team via your preferred communication channel.

It’s very easy
Only 3 steps to take a loan

Apply online


Funds transfer

Women in the sun

It’s very easy
Only 3 steps to take a loan

Apply online


Funds transfer

Frequently asked questions

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  • Can I get an instant loan in Canada?

    At Alter Cash, we understand that sometimes you need a personal loan to consolidate debt, cover unexpected expenses, or just have a little wiggle room in your budget. That’s why we offer online funds that are deposited directly into your bank account in as little as 24 hours, giving you the financial flexibility you need.

  • What is the easiest online loan to obtain in Canada?

    At Alter Cash, we strive to make the loan application process as simple as possible for our customers. Our online platform offers an intuitive user experience and a streamlined application process. While each situation may vary, our online loans are designed to be accessible and quick to obtain. We work with financial partners to offer flexible lending solutions tailored to various financial needs.

  • How can I get a loan online immediately?

    Applying for a loan with Alter Cash is a breeze. Our intuitive online platform allows you to complete your application in just a matter of minutes. Simply fill out our online form, which is available around the clock. Once submitted, our team will efficiently process your request and promptly inform you of the decision. If approved, the funds can be directly deposited into your bank account, often within 24 hours, giving you swift access to the money you need.

  • What are the conditions for obtaining an instant loan?

    To be eligible for an instant loan, there are a few key requirements. Firstly, you must be at least 18 years old and a resident of Canada. Secondly, you must have a steady source of income, whether it's from employment, a pension, government benefits, or another verifiable means. While each application is assessed on an individual basis, we aim to make the process as straightforward and efficient as possible for our valued customers.

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  • How much can I borrow?

    At Alter Cash, we offer credit facilities ranging from $250 to $1500, regardless of your credit history. Our mission is to provide you with quick access to the funds you need, no matter your financial background.

  • I don’t have a good credit score, can I still get a cash advance?

    At Alter Cash, a less-than-perfect credit score doesn’t automatically disqualify you from getting a cash advance. We look beyond just your credit rating, assessing your application based on your unique circumstances. Even with some credit challenges, you may still be eligible for financing. 

    Our team is here to help you explore your options and find a solution tailored to your needs. Don’t hesitate to reach out to us, we’re committed to helping you access the funds you need, regardless of your credit background.

  • When can I renew my loan?

    To determine when you can renew your loan, it's important to review the specific terms outlined in your loan agreement. Typically, once you've successfully repaid your current loan according to the agreed-upon conditions, you may be eligible to renew your loan if additional funds are needed. However, keep in mind that renewal terms can vary based on different factors. 

    For personalized information about your specific situation and available renewal options, please don't hesitate to contact us directly.