Get it fast - Cash advance at hand
No waiting, no hassle, instant access to cash. Apply now!
Apply online
You can apply for a loan from everywhere. Simply choose how much you would like to get and fill out a quick and easy online form.
Express aproval
With our automated process, receive an instant decision on your loan application without having to wait.
Funds transfer
Easy automatic deposit system. That way, you get your money as fast as possible !
2 Minutes application
Our online loan application takes only 2 minutes to complete from anywhere at any time. The process is simple and quick so you can get the money you need in no time!
About us
Quick loans tailored
to your unique needs
Alter Cash
When a financial emergency arrives and you need money quickly, you can count on Alter Cash to get a loan approved for up to $1,500$ in minutes. Our instant online loans are the most convenient way to get money when you need it.
$300
$500
$750
$1000
2 Minutes application
Our online loan application takes only 2 minutes to complete from anywhere at any time. The process is simple and quick so you can get the money you need in no time!
About us
Quick loans tailored to your unique needs
Alter Cash
When a financial emergency arrives and you need money quickly, you can count on Alter Cash to get a loan approved for up to $1,500$ in minutes. Our instant online loans are the most convenient way to get money when you need it.
$300
$500
$750
$1000
A valuable experience is behind every review
Don't Wait!
Apply now
Benefits
Get an instant
loan today
If you require a cash loan to cover expenses such as car repairs, medical bills, or groceries, rest assured that Alter Cash offers a quick, convenient, and reliable solution.
Fast online application
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
No documents required
With our IBV (instant bank verification) technology, no documents are required to ask for an instant loan.
No hidden fees
We are responsible and transparent by displaying all interest and fees related to our short-term loans which helps you make informed decisions about your cash advance needs.
Instant decision, 24/7
You’ll promptly receive approval and instant access to the funds you require, bypassing typical delays. With us, all necessary steps are expertly handled.
Bank deposit in 2 minutes, 24/7
Upon approval of your request, your cash advance will be swiftly transferred via Interac e-Transfer in under 2 minutes, regardless of the time.
Easy Communication
We prioritize easy and clear channels of communication to ensure you’re always informed and supported throughout the loan process.
Benefits
Get an instant
loan today
If you require a cash loan to cover expenses such as car repairs, medical bills, or groceries, rest assured that Alter Cash offers a quick, convenient, and reliable solution.
Fast online application
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
No documents required
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
No hidden fees
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
Instant decision, 24/7
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
E-Transfer in 2 minutes, 24/7
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
Easy Communication
Our online loan application process is quick and easy so you can effortlessly get the money you need in minutes.
The simplest method for online money borrowing.
Seize control of your financial situation. Secure an online loan from anywhere in Canada within minutes.
Annual Interest Rate (APR)
The financial institutions we work with offer an annual interest rate of 28%, but the official agent and broker may charge an additional fee.
Our loans are minimum of 90 days and maximum of 180 days. Lending companies partnering with us offer an approximate annual interest rate of 28% APR.
Example of refund
Example of refund a $750 loan payable every two weeks and refundable in 7 payments will be $174,02 per payment for a total amount of $778.54 and the interest of $58.54. This information is given as an example and doesn’t consider the brokerage fees added to the borrowed capital. There is a service charge for insufficient funds. This information is provided for illustrative purposes only and can not be use as a real loan.
What's new on Alter Cash?
Discover the latest news, improvements and tips for your financial situation.
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Frequently asked questions
Faq left
- Can I get an instant loan in Canada?
At Alter Cash, we understand that sometimes you need a personal loan to consolidate debt, cover unexpected expenses, or just have a little wiggle room in your budget. That’s why we offer online funds that are deposited directly into your bank account in as little as 24 hours, giving you the financial flexibility you need.
- What is the easiest online loan to obtain in Canada?
At Alter Cash, we strive to make the loan application process as simple as possible for our customers. Our online platform offers an intuitive user experience and a streamlined application process. While each situation may vary, our online loans are designed to be accessible and quick to obtain. We work with financial partners to offer flexible lending solutions tailored to various financial needs.
- How can I get a loan online immediately?
Applying for a loan with Alter Cash is a breeze. Our intuitive online platform allows you to complete your application in just a matter of minutes. Simply fill out our online form, which is available around the clock. Once submitted, our team will efficiently process your request and promptly inform you of the decision. If approved, the funds can be directly deposited into your bank account, often within 24 hours, giving you swift access to the money you need.
- What are the conditions for obtaining an instant loan?
To be eligible for an instant loan, there are a few key requirements. Firstly, you must be at least 18 years old and a resident of Canada. Secondly, you must have a steady source of income, whether it's from employment, a pension, government benefits, or another verifiable means. While each application is assessed on an individual basis, we aim to make the process as straightforward and efficient as possible for our valued customers.
Faq right
- How much can I borrow?
At Alter Cash, we offer credit facilities ranging from $250 to $1500, regardless of your credit history. Our mission is to provide you with quick access to the funds you need, no matter your financial background.
- I don’t have a good credit score, can I still get a cash advance?
At Alter Cash, a less-than-perfect credit score doesn’t automatically disqualify you from getting a cash advance. We look beyond just your credit rating, assessing your application based on your unique circumstances. Even with some credit challenges, you may still be eligible for financing.
Our team is here to help you explore your options and find a solution tailored to your needs. Don’t hesitate to reach out to us, we’re committed to helping you access the funds you need, regardless of your credit background.
- When can I renew my loan?
To determine when you can renew your loan, it's important to review the specific terms outlined in your loan agreement. Typically, once you've successfully repaid your current loan according to the agreed-upon conditions, you may be eligible to renew your loan if additional funds are needed. However, keep in mind that renewal terms can vary based on different factors.
For personalized information about your specific situation and available renewal options, please don't hesitate to contact us directly.